Corporate credit forms a core pillar of Dhanam Prabawa Holdings’ fixed income allocation, providing a structured approach to yield generation while maintaining rigorous credit discipline. Within this framework, senior secured loans — including leveraged loans — serve as the anchor, offering floating-rate protection and priority in the capital structure, which enhances resilience during interest rate shifts and credit cycles.

 

Investment-grade bonds complement this positioning by delivering stable, high-quality income streams, while selective allocations to high-yield credit provide incremental return opportunities where risk-adjusted fundamentals are compelling. Each allocation is evaluated through a dual lens: top-down macroeconomic analysis identifies prevailing interest rate trends, credit spreads, and liquidity conditions, while bottom-up issuer assessment rigorously examines balance sheet strength, cash flow stability, leverage metrics, and covenant protections.

 

This layered approach ensures each allocation balances return potential with structural safeguards. By emphasizing seniority, floating-rate structures, and disciplined credit selection, Dhanam leverages corporate bonds and loans not only as income-generating assets but also as stabilizers that reinforce long-term capital compounding across market cycles.